How Anywhere FedNow® & RTP® Work with QuickBooks® Online (QBO)

Understanding FedNow® & RTP® for Instant Invoicing & Payments

Today Payments is an Authorized Developer of Intuit offering a highly robust app that supports both QuickBooks’ desktop and online customers, provide merchants with the tools they need so they can focus more time on their customers and businesses, and less time on data entry.
Anywhere FedNow® & RTP® – Instant Transactions for B2B, C2B, B2C Invoices in QuickBooks® Online (QBO)

The Future of Instant Business Payments in QuickBooks® QBO

Managing invoices and payments in QuickBooks® Online (QBO) has traditionally involved delays, high transaction fees, and manual reconciliations. Businesses relying on ACH or credit cards for payments face slow processing times and costly deductions that impact their bottom line.

ACH transfers take 1-3 business days, causing cash flow delays.
Credit card processing fees range from 2-4%, reducing revenue.
Manual reconciliation increases administrative workload.

Now, with Anywhere FedNow® & RTP® instant transactions, businesses can send, receive, and reconcile payments instantly within QuickBooks® QBO using SecureQBPlugin™. This real-time integration ensures seamless invoicing and transactions for B2B, C2B, and B2C customers—24/7/365.

Imagine sending an invoice in QuickBooks® and receiving payment in seconds—without transaction delays or excessive fees!

TodayPayments.com shows how Anywhere FedNow® & RTP® enhance QuickBooks® Online with instant payments, allowing businesses to improve cash flow and efficiency.

 


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QuickBooks® ACH, Cards, FedNow and Real-Time Payments

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  • ~ Automate Account Receivable Collection
  • ~ Automate Account Payable Payments
  • ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ® specializes in the origination of moving money electronically.

Ask about our special: Using Anywhere FedNow Request for Payments in QBO QuickBooks

FedNow® & RTP® (Real-Time Payments) are next-generation digital payment networks that allow businesses to send and receive funds instantly—directly from bank to bank. Unlike ACH or wire transfers, these transactions settle immediately, eliminating banking delays and unnecessary fees.

With SecureQBPlugin™, businesses can seamlessly:

✔ Send invoices with real-time payment requests.
✔ Receive instant payments with automated QuickBooks® QBO reconciliation.
✔ Eliminate credit card fees and ACH delays.

How SecureQBPlugin™ Enables Instant Transactions in QuickBooks® QBO:

1️⃣ A business creates an invoice in QuickBooks® Online.
2️⃣ The customer receives a real-time payment request via FedNow® or RTP®.
3️⃣ The customer approves the transaction, transferring funds instantly.
4️⃣ The payment is automatically recorded in QuickBooks®, eliminating manual reconciliation.
5️⃣ Funds are deposited into the business’s account with no delays or hidden fees.

This automated solution eliminates invoicing friction, speeds up payments, and enhances financial control.

Ask Us:

Enable FedNow® & RTP® in QuickBooks® Online for real-time invoicing.
SecureQBPlugin™ for instant invoice payments in QuickBooks®.
How businesses can reduce costs with real-time payments in QBO.
Best payment solution for B2B, C2B, and B2C invoices in QuickBooks®.

Why Businesses Should Use Anywhere FedNow® & RTP® for QuickBooks® QBO Payments

1. Faster Invoice Payments – No More ACH Delays

ACH transactions take days, while FedNow® & RTP® payments settle in seconds.
Businesses receive funds immediately, improving working capital.

2. Lower Transaction Costs – No More Credit Card Processing Fees

Credit card networks charge businesses 2-4% per transaction.
With FedNow® & RTP®, businesses avoid high processing fees and increase revenue.

3. 24/7/365 Availability – No Banking Cut-Offs or Delays

⏰ Unlike ACH or wire transfers, which operate only during business hours, FedNow® & RTP® allow payments anytime—even weekends and holidays.

4. No Chargebacks – Secure, Final Transactions

Unlike credit card payments, which can be disputed, FedNow® & RTP® transactions are final and secure, eliminating chargeback fraud risks.

5. Works for All Business Payment Types (B2B, C2B, B2C)

✅ B2B (Business-to-Business) Transactions: Vendors, suppliers, and contractors receive instant payments.
✅ C2B (Customer-to-Business) Transactions: Customers can pay invoices in real time.
✅ B2C (Business-to-Customer) Transactions: Businesses can issue payroll, refunds, and disbursements instantly.

Anywhere FedNow® & RTP® vs. Traditional Payment Methods in QuickBooks® Online

Comparison Table: FedNow® & RTP® vs. ACH & Credit Cards:

Feature

FedNow® & RTP® (Real-Time Payments in QBO)

ACH Transfers

Credit Cards

Processing Speed

Instant (Seconds)

1-3 Business Days

1-3 Business Days

Transaction Fees

Low or None

Varies by Bank

2-4% Per Transaction

Availability

24/7/365

Business Days Only

24/7, but slow settlement

Chargebacks Allowed?

No

Possible Reversals

Yes

Best Use Cases

B2B, C2B, B2C Invoices

Scheduled Transfers

Consumer Retail Payments

Key Takeaway: FedNow® & RTP® provide the fastest, most cost-effective, and most secure payment solution for QuickBooks® users.

How to Get Started with Anywhere FedNow® & RTP® for QuickBooks® QBO Payments

Step-by-Step Guide to Enabling Instant Transactions:

✅ Step 1: Ensure Your Bank Supports FedNow® or RTP®.
✅ Step 2: Download & Install SecureQBPlugin™.
✅ Step 3: Connect Your Bank Account & Enable Instant Payments.
✅ Step 4: Activate FedNow® & RTP® for QuickBooks® Online Invoices.
✅ Step 5: Start Sending & Receiving Real-Time Payments—24/7/365!

Once integrated, businesses can eliminate credit card processing fees, improve cash flow, and automate reconciliation in QuickBooks®.

Get Paid Faster with Anywhere FedNow® & RTP® via TodayPayments.com

Are you still waiting days for invoice payments and paying high transaction fees? It’s time to switch to real-time transactions with FedNow® & RTP® in QuickBooks®!

Business Owners & Accountants: Automate invoicing, eliminate payment delays, and improve cash flow.
Retailers & Service Providers: Accept real-time customer payments with no chargebacks.
Freelancers & Contractors: Stop waiting for ACH transfers—get paid in seconds.
Banks & Financial Institutions: Provide businesses with the fastest, most secure payment option available today.

With SecureQBPlugin™ and TodayPayments.com, integrating real-time payments with QuickBooks® Online has never been easier.

Sign up with TodayPayments.com now and start accepting instant invoice payments!

Request for Payment

Creation Request for Payment Bank File

Enhance Your Anywhere FedNow using QuickBooks QBO, Payment Requests with FedNow’s ISO 20022 Messaging

Streamline Payments with Advanced Request for Payment Options:

Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.

Flexible Invoice Details with ISO 20022 Messaging:

Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.

Customizable Merchant Pages for Enhanced Customer Experience:

Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.

Call us, the .csv and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

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